This and that..maternity leave stuff
Now that I am on maternity leave, my income is cut in half. I am soooo not complaining, I am way way lucky to get half my income for a year. Anyways, I am trying to regulate my bills and such so they fit into my income. I won’t be stressed once it’s all worked out and smooth, but right now there is a gap in my money, I get one more full check from work tommorow and then I am done, and I am in the waiting period for Unemployment to start. I submitted my application, but they have to wait to receive my Record of Employment and then there is a 2 weeks waiting period before it begins, so basically I will be lucky to get any EI money’s by end of January. However, the mortage still has to be paid in there so I have to stretch my money super thin. I will do it, I just have to not spent a cent unecessarily in the next few weeks, not even for a 1$ coffee. Thank goodness I have overdraft protection for security. No more diaper buying for me. Dave and I have always split the bills 50/50, he helps out a bit more when I am on mat leave, but he still can only earn so much so I have to pull my weight. I just called student loans and got my payments hard core reduced, so that is going to be a big help. Basically they let you make interest only payments while on maternity leave, so that is 1/3 my usual payment.
Just wanted to clear my head. Imagine when it’s time to go back to work, and I have to figure out how the hell to pay for childcare. I don’t have the option of staying home, we need my income, even with the cost of childcare figured in it’s still worth it for me to work.